Loan eligibility
How much you can borrow, and which bikes fit.
Affordable EMI₹20,00050% × ₹40,000 − ₹0
Maximum loan₹6,10,00036 months @ 11%
Bike budget (on-road)₹6,30,000₹6,10,000 + ₹20,000 down payment
Lenders usually allow up to about 50% of monthly income for all EMIs together (FOIR). Final approval depends on your credit history.
Bikes within your budget
See all
On-road price (Delhi)₹4,34,357Loan amount₹4,14,357Monthly EMI₹13,566
On-road price (Delhi)₹4,12,397Loan amount₹3,92,397Monthly EMI₹12,847
On-road price (Delhi)₹4,06,907Loan amount₹3,86,907Monthly EMI₹12,667
On-road price (Delhi)₹4,01,417Loan amount₹3,81,417Monthly EMI₹12,487
On-road price (Delhi)₹3,90,437Loan amount₹3,70,437Monthly EMI₹12,128
On-road price (Delhi)₹3,73,967Loan amount₹3,53,967Monthly EMI₹11,588
Quick answers
How is two-wheeler loan eligibility calculated?
Lenders usually cap all your EMIs together at about 50% of monthly take-home income (the FOIR). Subtract existing EMIs to get the EMI you can afford, then work back to the loan using the interest rate and tenure.
Does a longer tenure increase the loan I can get?
Yes. The same EMI over more months supports a bigger loan, but you pay more interest in total.
Demo data: prices and specs are approximate and for demonstration only.