Hero Karizma XMR price in Ludhiana
₹1,99,841 (Standard), Data as of 2026-10-01. Includes Punjab road tax (9%), registration and insurance.
Standard
| Ex-showroom price | ₹1,72,000 |
| Road tax (Punjab, 9%) | ₹15,480 |
| Registration + smart card | ₹1,100 |
| Insurance (1-yr own damage + 5-yr third party) | ₹10,461 |
| Number plate (HSRP) + handling Handling charges are negotiable | ₹800 |
| On-road price | ₹1,99,841 |
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EMI from ₹5,234/month (20% down, 11%, 36 m)
Estimated petrol prices: ₹98/L
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Demo data: prices and specs are approximate and for demonstration only. Data as of 2026-10-01.