Loan eligibility

How much you can borrow, and which bikes fit.

Affordable EMIRs 50,00050% × Rs 100,000 − Rs 0

Maximum loanRs 1,200,00024 months @ 0%

Bike budget (on-road)Rs 1,250,000Rs 1,200,000 + Rs 50,000 down payment

Lenders usually allow up to about 50% of monthly income for all EMIs together (FOIR). Final approval depends on your credit history.

Bikes within your budget

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No bikes fit this budget. Try a longer tenure or a bigger down payment. Local registration fees are not verified. This subtotal is not an on-road quote. New bikes

Quick answers

How is two-wheeler loan eligibility calculated?

This planner assumes a 50% income limit for all monthly repayments. Your lender sets its own eligibility policy. Subtract existing EMIs to get the EMI you can afford, then work back to the loan using the interest rate and tenure.

Does a longer tenure increase the loan I can get?

Yes. The same EMI over more months supports a bigger loan, but you pay more interest in total.

Planning estimate · Rates and eligibility are user assumptions. This is not a credit decision or a lender offer.