ऋण योग्यता
कति ऋण पाइन्छ, र कुन बाइक मिल्छ।
तिर्न सकिने EMIरु30,00050% × रु60,000 − रु0
अधिकतम ऋणरु9,03,00036 महिना @ 12%
बाइकको बजेट (अन-रोड)रु3,75,00060% loan-to-value सम्म सीमित
ऋणदाताले सामान्यतया सबै EMI गरेर मासिक आम्दानीको करिब ५०% सम्म मात्र दिन्छन् (FOIR)। अन्तिम स्वीकृति तपाईंको क्रेडिट इतिहासमा भर पर्छ।
तपाईंको बजेटभित्रका बाइक
सबै हेर्नुहोस्
अन-रोड मूल्य (Kathmandu)रु3,47,300ऋण रकमरु1,97,300मासिक EMIरु6,553
अन-रोड मूल्य (Kathmandu)रु3,15,300ऋण रकमरु1,65,300मासिक EMIरु5,490
अन-रोड मूल्य (Kathmandu)रु3,09,300ऋण रकमरु1,59,300मासिक EMIरु5,291
अन-रोड मूल्य (Kathmandu)रु3,09,300ऋण रकमरु1,59,300मासिक EMIरु5,291
अन-रोड मूल्य (Kathmandu)रु3,08,800ऋण रकमरु1,58,800मासिक EMIरु5,274
अन-रोड मूल्य (Kathmandu)रु3,00,300ऋण रकमरु1,50,300मासिक EMIरु4,992
छोटो उत्तर
How is two-wheeler loan eligibility calculated?
Lenders usually cap all your EMIs together at about 50% of monthly take-home income (the FOIR). Subtract existing EMIs to get the EMI you can afford, then work back to the loan using the interest rate and tenure.
Does a longer tenure increase the loan I can get?
Yes. The same EMI over more months supports a bigger loan, but you pay more interest in total.
How much can I borrow for a bike in Nepal?
Banks lend up to 60% of the vehicle value for private vehicles, so you need at least 40% as down payment.
डेमो डाटा: मूल्य र स्पेसिफिकेसन अनुमानित हुन्, देखाउनका लागि मात्र।