Loan eligibility

How much you can borrow, and which bikes fit.

Rate is 0%: most bike EMIs here run on credit-card instalment plans. Enter your bank's rate if you take a loan.

Bangladesh: most EMI is via credit-card 0% plans.

Affordable EMI৳25,00050% × ৳50,000 − ৳0
Maximum loan৳3,00,00012 months @ 0%
Bike budget (on-road)৳3,60,000৳3,00,000 + ৳60,000 down payment

Lenders usually allow up to about 50% of monthly income for all EMIs together (FOIR). Final approval depends on your credit history.

Bikes within your budget

See all
On-road price (Dhaka)৳3,02,864Loan amount৳2,42,864Monthly EMI৳20,239
On-road price (Dhaka)৳2,97,864Loan amount৳2,37,864Monthly EMI৳19,822
On-road price (Dhaka)৳2,97,864Loan amount৳2,37,864Monthly EMI৳19,822
On-road price (Dhaka)৳2,77,864Loan amount৳2,17,864Monthly EMI৳18,155
On-road price (Dhaka)৳2,77,864Loan amount৳2,17,864Monthly EMI৳18,155
On-road price (Dhaka)৳2,69,864Loan amount৳2,09,864Monthly EMI৳17,489

Quick answers

How is two-wheeler loan eligibility calculated?

Lenders usually cap all your EMIs together at about 50% of monthly take-home income (the FOIR). Subtract existing EMIs to get the EMI you can afford, then work back to the loan using the interest rate and tenure.

Does a longer tenure increase the loan I can get?

Yes. The same EMI over more months supports a bigger loan, but you pay more interest in total.

Demo data: prices and specs are approximate and for demonstration only.